THE INFLUENCE OF FINANCIAL MANAGEMENT, HUMAN RESOURSCES COMPETENCE, AND LEVEL OF EDUCATION ON THE PERFORMANCE OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs)

Abstract

The performance of MSMEs needs to be something that is highlighted by the Indonesian government. Because MSMEs is a business unit that has an important role in supporting the country's economic development. This research was conducted with the aim of looking at the effect of financial management, HR competencies, and the educational level of MSME actors on the performance of the MSME itself. The research approach used is a quantitative approach with the data used is primary data. Where the research data was obtained through distributing research questionnaires to the respondents who were the research samples. The research object is UMKM in North Jakarta Administrative City and the sampling technique used is purposive sampling . Selection of research samples according to predetermined criteria. The number of respondents who became the research sample based on the Slovin formula was 100 respondents. The research data that has been collected is then analyzed using multiple linear regression analysis through SPSS statistical software. The research results state that financial management and HR competency have a significant effect below 0.05 on the performance of MSMEs, while the level of education has no significant effect on the performance of MSMEs.